Our Services
1. Debt Counselling
Debt counselling is a legal process that helps over-indebted consumers restructure their monthly repayments into one affordable instalment, while protecting them against legal action and repossession. Your counsellor negotiates with creditors to create a sustainable repayment plan that still allows you to cover essential living expenses.
We Can Help You
Pricing & Fees (As per NCR guidelines)
Debt counselling fees are regulated by the National Credit Regulator (NCR) and apply to all registered debt counsellors in South Africa:
Application Fee
R50 (once-off, payable on application).
Administration Fee
R300 (once-off, payable after acceptance of application).
Restructuring Fee
Equal to your first month’s instalment under the new plan, capped at R8,000 for one applicant or R9,000 for joint applications (married in community of property).
After-Care Fee
5% of your monthly instalment (excluding VAT), capped at R450 per month.
Legal Fees
Vary depending on the attorney, but usually charged for obtaining the court order that makes your repayment plan legally binding. These are always discussed upfront.
Pricing & Fees (As per NCR guidelines)
Debt counselling fees are regulated by the National Credit Regulator (NCR) and apply to all registered debt counsellors in South Africa:
Application Fee
R50 (once-off, payable on application).
Administration Fee
R300 (once-off, payable after acceptance of application).
Restructuring Fee
Equal to your first month’s instalment under the new plan, capped at R8,000 for one applicant or R9,000 for joint applications (married in community of property).
After-Care Fee
5% of your monthly instalment (excluding VAT), capped at R450 per month.
Legal Fees
Vary depending on the attorney, but usually charged for obtaining the court order that makes your repayment plan legally binding. These are always discussed upfront.
2. Debt Consilidation
Debt consolidation is a financial solution that combines all your existing debts into a single, more manageable loan. Instead of paying multiple credit providers with different interest rates and due dates, you make one monthly repayment, often at a lower interest rate.
We Can Help You
3. Finance Mediation
Finance mediation offers a faster and more affordable way to resolve financial disputes outside of court. Provided by our sister company, Weideman Mediation, this service helps clients reach fair, legally sound agreements on financial matters that cannot be included in a debt review plan.
We Can Help You
Pricing & Fees
Consultation Fee – R650 per consultation (per hour)
Full-Day Mediation – R3,500 per day
Legal Documentation – R1,800 per document (drafting of settlement agreements or related legal papers)
Active qualifying Debt Warriors clients receive a 50% discount on mediation services (T&Cs apply).
Pricing & Fees
Consultation Fee – R650 per consultation (per hour)
Full-Day Mediation – R3,500 per day
Legal Documentation – R1,800 per document (drafting of settlement agreements or related legal papers)
Active qualifying Debt Warriors clients receive a 50% discount on mediation services (T&Cs apply).
4. Credit life Insurance
Credit life insurance settles your outstanding credit agreements in the event of death, ensuring your family is not left with the burden of debt. Through our sister company, Weideman Insur, we provide affordable and reliable credit life cover for peace of mind and financial security.
